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In recent years, more and more banks and financial institutions focus on sustainability as a core component of their operations. This shift towards responsible banking (also known as ethical banking) is mostly a response to the pressing global challenges of climate change, social inequality, and environmental degradation.

It often starts small. A customer moves money into their Skrill account - nothing unusual. Just a simple transaction in the background of an otherwise quiet banking day. But hours later, that same payment is funnelled into an online casino, masked by a generic merchant category code.

Raiffeisenbank in the Czech Republic has been working with ����logo for five years to improve transaction categorisation, merchant recognition and payment enrichment. At a time when sustainability is an important topic for banks and consumers, Raiffeisenbank has integrated the Eco Track™ product to offer a view of the estimated transactional carbon footprint of payments to more than 1 million customers who actively use mobile banking.

In today’s fintech era, it’s crucial to understand how we can use our customers’ data to make better decisions and understand their needs more deeply. But how exactly can we use this data, what types of data do we have and what can we get out of it?

The more digital we become, the more online services, subscriptions and recurring payments we need to keep track of, as they become integral part of our daily lives. From streaming platforms and cloud storages to monthly fitness memberships and car payments, these automated transactions offer convenience, but at the price. Without accurate transaction data presented in a user-friendly way, managing them becomes a financial challenge - both for consumers and banking institutions.

The financial industry has undergone a pretty radical transformation in the last decade, with mobile banking becoming a primary interface between banks and their customers. As highlighted by recent research from Branch, the mobile app industry has been seeing significant growth during the past several years and this trend extends to the financial sector.

Have you ever been in a meeting or conference, nodding along as industry experts toss around terms and abbreviations that sound like a foreign language? It can feel overwhelming, especially in the financial world, where terms and slang evolves fast.

This gathering of experts and professionals not only provided a valuable opportunity for us to learn about the latest trends and developments within the industry but most importantly, our Head of Partnerships, Simon Koci, had a chance to host and moderate a panel discussion on the topic of Cooperation Between Banks and Fintechs.

User experience (UX) today goes beyond a nice-looking interface or a conveniently usable application; it is about making data actionable, intuitive, and applicable in whatever interaction is made by the user.

For any digital banking platform to work well, transaction data needs to go beyond a simple list of payments. After all, if you can’t do the most important thing right, the rest doesn’t really make sense. Modern customers expect their financial institutions to provide clear, contextual, and visually engaging transaction details that make understanding their finances simple. Let’s explore the crucial data points and features that shape top-tier transaction details in digital banking and transform raw data into meaningful financial insights.

Today, I had the pleasure of sitting down with Mariia Lukash, Revolut’s Head of Growth for CEE - a true powerhouse in fintech with over six years of experience in digital strategy and growth. After an impressive five years at Google, where she managed portfolios for major global fintech clients, she now leads Revolut's expansion across the region.

With technology slowly progressing, data is starting to be at the heart of every transaction, decision, and strategy within banking. Whether it’s recommending financial products to users or automating decision-making processes, banks rely on data to understand their customers and provide a seamless experience. But what happens when the data is inaccurate?

Digital banking has advanced considerably, but like in any other industry, many myths and misconceptions are floating around. These often cloud understanding and limit the adoption of new technologies and ways to level up digital banking.

Our data team leader Adam highlighted 6 reasons to work at ����logo. There is no easy one-size-fits-all solution to our problem. It's not about being given a clear brief and having a process to get there.

Digital banking is more than just keeping up with technology - it's about understanding what customers need and delivering real value. Michal Plzák, Head of Digital Banking at Raiffeisenbank Czech Republic, has been doing just that for over 20 years.

Personal Finance Management is designed to help consumers track their spending, set budgets, and achieve their financial goals, but in the past years, it has become much more than that. Digital banks like bunq or Tomorrow are starting to offer additional features to help customers see how their spending affects the environment around them. We are talking about checking your carbon footprint with a breakdown of spending categories, savings pockets or category restrictions for better control of your finances.

I’m Ondřej Machač, a FinTech enthusiast with a passion for pushing the boundaries of financial technology. I currently manage over 15 bank accounts across the EU, constantly testing them to stay on top of the latest trends in banking and fintech. I regularly share my insights in Fintree, the largest FinTech magazine in the Czech Republic, which I founded. Additionally, I work at Roger, one of the largest Czech fintech companies, which closely collaborates with banks.

User experience (UX) in digital banking isn't merely about good aesthetics. It's deeply rooted in science and psychology, governed by established laws that guide user interactions and decision-making. Here are 11 key UX laws, explained with examples relevant to digital banking applications.