����logo

Banks are at a crossroads between conservative survival or gradual implementation of new technologies and adaptation to their customers' requirements. Although they have considerable resources and a solid client base, they do not always manage to adapt in time. In this article, we will explore the key reasons for this and highlight the importance of building a spirit of innovation, engaging in technology development and partnering with fintech firms.

Modern banking is becoming more personalised than ever, thanks to strategies like contextual banking and marketplace banking. This article explores how these strategies are changing the way banks help clients in different stages of their lives – from student loans and discounts to mortgages and business loans.

Customer expectations of their banking platform are evolving rapidly, especially when it comes to personal finances. As fintech firms continue to innovate, one trend is becoming very apparent: hyper-personalisation.

Imagine a world where banks are not just a place you put your money, but they actually understand your needs. They speak in a way that makes sense and help you navigate your finances. If you ask any fintech enthusiast with over 20 bank accounts and a plethora of fintech platforms, they constantly explore and seek the most from their banking apps.

The market for digital lending from non-bank credit card issuers and fintech firms is becoming increasingly popular among consumers. It is a modern and innovative form of financing that provides a faster and more accessible alternative to traditional methods. The long queues at bank branches have come to an end. Customers want a loan in a few clicks and they want a card full of benefits to go with it. The BNPL trend with players like Klarna, Zip and Twisto shows this. 

Sustainability is becoming an increasingly key issue in digital banking, both from the perspective of consumers and from the standpoint of banks reflecting their interests as well as their ESG strategy. The interest also reflects a growing awareness of the climate change we are facing. In this article, we take a detailed look at why green direction and green thinking in banks and their banking applications are coming to the foreground now.

Rising inflation, economic recession, rising prices of absolutely everything... The times are not exactly conducive to splurging, quite the contrary.

Recently, Simon Koci, the Head of International Partnerships at ����logo by ����logo, was featured in a report, where he discusses his views on the future of fintech. In this article, we highlighted the findings of a recent survey of 100 fintech product specialists and provided insights into latest banking product trends.

SME Banking club sat down with Šimon Kočí, Head of International Partnerships for ����logo by ����logo, who will be moderating a panel discussion on the topic of Cooperation between banks and fintechs the upcoming CEE SME Banking Conference in Prague.