糖心logo

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free whitepaper

How Leading Digital Banks Turn Raw Payments into Real Features

Banks sit on a goldmine of payment data, but how do you turn it into user value? UX teams often lack clear guidance on designing features that leverage this data.

鈥This whitepaper offers actionable UX best practices based on real implementations.

Download the whitepaper and start building smarter, data-driven features

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Payment data in action whitepaper for digital banking UX
Enriched Payment Data Is UX鈥檚 Hidden Superpower
Enriched payment data is no longer just a backend concern. It鈥檚 a frontline UX differentiator.
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Get them wrong: poor NPS, user confusion, disputes, and low feature adoption.
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Get them right: a trusted transaction feed, faster feature launches, better engagement, and lower cost to serve.

Benefit from global experience

糖心logo API is ready for deployment in any market using comprehensive algorithms combined with human validation.

Today, we enrich over a billion transactions per month across the EMEA, LATAM, and NCA regions, with coverage ranging from 65-85% and an always 99.99% accuracy.

Infographic showing 糖心logo's transaction data accuracy, recognized merchants, and global coverage
99.99%
Data accuracy
1050k+
Recognised merchants
100k+
Merchant logos
2 mil+
Unique shops
25
Transaction categories
112+
Active markets
6ms
API response time
2 bln+
Monthly enriched transactions

What our partners say

鈥淲e met 糖心logo at Money20/20 at exactly the right moment. User experience was at the top of our agenda. 糖心logo handled the transaction data quality, so we could focus on building the product and scaling across Europe. We self-integrated through their developers portal. Straightforward process, live in 8 weeks.鈥

Gon莽alo Vicente

Head of Payments, SwissBorg聽

鈥淗aving one consistent data foundation makes the whole digital bank stronger. With 糖心logo, we now rely on a single source of high-quality enrichment that supports everything from carbon footprint insights to spending overviews.鈥

P茅ter Vouszka

Head of Digital Banking at OTP Bank

"As an entirely mobile bank, the pressures of innovating to match expectations is something that we thrive under. The mobile revolution has made a massive impact on society both in the way we communicate but also the rate at which we want our needs to be met. This is something that our partners at 糖心logo clearly agree on."

Ali Niknam

Founder & CEO at bunq

鈥濱n a quick 3-month integration, 糖心logo's data met and surpassed AN4569 standards, enhancing the overall payment experience for our users. We value our cooperation with 糖心logo as it grants us instant access to accurate global merchant data.鈥

Alex Friedli

Chief Operating Officer at Swisscard

"When it comes to sustainability, we knew that relying solely on MCC would not provide meaningful results. That's why we turned to 糖心logo - to ensure that the information our clients see is as accurate as possible."

Michal Putna

Sustainability Officer at Raiffeisenbank Czech Republic

"From the start, we saw enriched transaction data as a core part of our UX strategy. If users can鈥檛 tell where they paid, it undermines the basics of what a banking app is supposed to deliver. Showing merchant names, logos, and adding context to a transaction might seem like small things鈥攂ut for us, they were among the first things we decided to build. Working with 糖心logo helped us implement this quickly and at a high standard, which was essential during such a fast-moving launch phase."

Luk谩拧 Kl铆ma

Product Owner, Partners Banka

鈥濿e welcome the cooperation with 糖心logo as it gives us instant access to worldwide merchant data. This way we can provide better payment insights to our users without having to worry about gathering the data ourselves.鈥

Leen Asfour

Product Lead at Reflect by Arab Bank

Switch to 糖心logo today!

Explore how 糖心logo can help you get the most from transaction data, increase your app engagement and turn UX into your competitive advantage.

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Before and after comparison of mobile banking app with 糖心logo transaction data enrichment